Secure today. Brighten tomorrow.

Straight-up insurance and KiwiSaver advice for every Kiwi. Easy to understand, easy to decide — and free to chat about.

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Verified Google Reviews

  • ★★★★★

    “Michael was great to work with! Made everything super easy and was really helpful throughout. All sorted now and we're really happy with how it all turned out. Would definitely recommend.”

    — Yvonne K.
    Christchurch

  • ★★★★★

    “Huge thanks to Michael for all your help! Our life insurance is finally sorted and my partner is absolutely delighted! So relieved to have this all wrapped up, really appreciate everything you've done for us!”

    — Oliver B.
    Hawkes Bay

  • ★★★★★

    “Michael from BrightNest was really helpful and made sorting out my insurance way easier than I thought it would be. He explained everything simply and found me cover that actually suits my situation. Would definitely recommend if your looking for someone who knows their stuff.”

    — Kaleb C.
    Auckland

  • ★★★★★

    “Michael made the whole thing so easy and wasn’t pushy at all. Got my insurance sorted and even looked at my KiwiSaver which I’d been avoiding forever. Really glad I reached out.”

    — Daniel O.
    Fielding

  • ★★★★★

    After being with my previous life insurance provider for a number of years, I decided to look around and see what other options were available. I was very fortunate that Michael was the one who returned my call, and I haven’t looked back since.

    — Clint L.
    Cambridge

  • ★★★★★

    “Thanks brightnest got everything sorted from my sofa. Easy and fast. Will be recommending them!”

    — Dave K.
    Kapiti

  • ★★★★★

    I’d been putting this off for years. Michael was nothing like what I expected. no pressure, no jargon, just straight answers. Felt like talking to a mate who actually knew his stuff.

    — Matt B.
    Auckland

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Fast, quality advice

1.) Request a Quote

Complete a 30 second enquiry.

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2.) Introduction Call

We will get to know you and your situation, at a time that suits you. We’ll then research which provider works best for you.

3.) Get Covered

We’ll show you what makes sense for your situation and why. If you want to proceed, we will get you and your family protected.

Whatever your situation, we'll find the right fit

  • Every insurer assesses health history differently. One might decline you while another offers full cover at a standard rate. Because we work across multiple insurers, we know who's most likely to work in your favour.

    Whatever your health history, it's worth a conversation.

  • If you take your health seriously, some insurers will reward you for it. From premium discounts, to wellness programmes that earn you rewards just for staying active.

    We'll match you with the insurer that rewards your lifestyle the most.

  • Standard group policies don't cut it when you're running your own show. If you're off work sick, nobody's paying your bills but you. We'll find cover that actually protects your income. Let's make sure you're not exposed.

  • You're not alone — most people put it off for years. The good news: it's easier than you think, and most clients have cover in place within a week of their first call. Today's a good day to finally sort it.

See what I qualify for

The providers you know and trust.

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Frequently Asked Questions

  • Yes, completely. BrightNest is paid by the insurer when you take out a policy — so our advice costs you nothing. There's no catch and no obligation to proceed after your consultation.

  • Employer cover is a great start but it usually ends the day you leave your job, and rarely covers everything your family would need. It's worth a quick check to see if you have any gaps — that's exactly what we help with.

  • When you go direct, you only see one company's products. BrightNest compares across AIA, Chubb, nib, and Fidelity Life to find what actually fits your situation and budget — not just what one company offers.

  • The enquiry form takes about 30 seconds. From there we'll book a call at a time that suits you, usually 20–30 minutes. Most clients have cover in place within a week of that first conversation.

  • Absolutely. Most people aren't sure where to start and that's exactly what the initial call is for. Just select "Unsure — I need advice" in the form and we'll figure it out together.

  • No. BrightNest's whole approach is straight-up, no pressure advice. If what we find doesn't make sense for your situation we'll tell you that too. The call is just a conversation.

  • Yes. BrightNest is a Financial Advice Provider licensed by the Financial Markets Authority (FMA) in New Zealand. You can view our disclosure statement here.

  • Complete this form and we’ll reach out and see if we can help.